ACI Proactive Risk Manager

Designed to deliver piece-of-mind, ACI Proactive Risk Manager is a complete fraud detection solution managing risk across a financial institution’s business lines and customer accounts. Proactive Risk Manager combines the power of predictive analytics and expertly defined rules for fast, accurate and flexible response to the evolving and growing nature of fraud and money laundering.

An Industry Perspective

ACI has published a series of white papers which explore ACH, wire and online banking fraud.

Volume 1 - Fighting Wire Fraud
Volume 2 - Fighting ACH Fraud
Volume 3 - Fighting Online Fraud

Key benefits

  • Monitor cross-channel fraud
    Protects any channel within retail and wholesale banks, merchant retail or processors
  • Swiftly spot trends
    Delivers real-time and near-real-time analytics strategies to quickly identify emerging fraud trends
  • Protect against varying fraud types
    Defends against debit and credit card fraud, money laundering, online banking fraud, wire fraud, ACH/BACS fraud, account takeover, credit abuse and more
  • Minimize risk
    Accepts transactions from any channel within a retail or wholesale bank and provides an end-to-end, enterprise-wide fraud detection
  • Leverage payment systems
    Interoperates with existing authorization and end-of-day batch processing systems
  • Maximize performance
    Proven, scalable, high performance solution with high processing transactional throughput
  • Evaluate transactional data
    Tracks non-monetary and monetary transactions for a complete view of enterprise customer activity
  • Support enterprise growth
    Provides single and multi-institution capabilities to meet your needs today and as you grow or acquire

Additional information

  • Over 160 customers in 44 countries offering the widest geographic support of fraud management

  • Key component of UP Payments Risk Management solution, part of the ACI Universal Payments strategy.

  • ACI Mobile Alerting, powered by Spectrum MoneyGuard, notifies customers in near real-time with SMS messages to their mobile phones of events affecting their banking transactions (including fraud alerts or customer opt-in alerts)

  • ACI employs best-in-class modeling techniques for delivering models to its customer base.  

  • Named "Best-in-Class" in 2012 TowerGroup Card Fraud Management Vendor Technology Analysis

  • Named a "Leader" in IDC MarketScape: Financial Crimes Management 2012 Vendor Assessment.

  • See how much you could save with our financial crime calculator