ACI Worldwide - Solutions - Risk Management

Check and deposit activity, whether handled at the branch or online, presents a significant risk to an institution. Deposit fraud, check kiting, and account takeover fraud continue to impact leading institutions across the globe.

ACI has helped financial institutions implement intelligent, customer-centric risk management solutions designed to detect and manage unusual activity based upon known patterns in an account or deposit activity – helping banks mitigate risk from check and deposit fraud.

Allows organizations to react quickly to emerging deposit fraud schemes by using rules-based strategies matched against a set of user-defined fraud profiles
Provides an operationally friendly interface that improves fraud detection through a single screen and can accept alerts from external check fraud systems
Interfaces directly with a back-end enterprise case management system in real time
Captures and maintains statistical data on queue status, reviewer and model performance to provide valuable fraud management information

Reduce losses from deposit fraud, check kiting and account takeover fraud, as well as cross-channel fraud
View risk exposure across the customer relationship – enabling operational and software consolidation that drive efficiency, cost savings and fraud reductions
Prioritize alerts and manage alerts more efficiently – lowering labor force costs
Strategic solution on which to deploy enterprise-wide fraud monitoring operations