ACI Worldwide - Retail Payments - Issuing

As the prepaid market continues to expand in size and complexity, companies seeking to enhance their product offerings, improve competitive positioning and compete in the market need a prepaid system from a trusted provider. With ACI software and services, companies now have a viable alternative to expensive and slow-moving prepaid processors and service providers.

Offers integrated support for prepaid debit and gift cards
Enables issuers to create and manage multiple types of prepaid programs with business rules for funding and loading, anonymity, usage and fees, dormancy, and negative balances
Provides distinct functions for initial card issuance, including data preparation; card personalization; application parameter management; post-issuance application download; and life-cycle management
Supports all card issuance and embossing functions
Provides a detailed view of transaction activity
Automates procedures to improve efficiency (e.g., financial adjustments, letter generation, reports)
Provides a simple and affordable solution that meets requirements for basic issuance of EMV-compliant payment cards
Risk management solution combines user-defined rules, powerful neural network technology and automated case management to cost-effectively reduce fraud and money laundering exposure from your prepaid card program

Enable issuers to operate their own solutions reducing dependence on third-party providers
Offer flexibility to define and manage competitive prepaid programs
Reduce costs by consolidating systems while still providing multiple prepaid product types
Integrate with customer service systems and websites to improve service to customers and merchants
Limit an organization’s exposure to prepaid card fraud and money laundering activity