Financial institutions have plenty to think about when it comes to debit transactions. From card issuance services to risk management to handling EMV payments and settlement, ACI debit solutions handle debit transactions securely and reliably.
Provides a simple and affordable solution that meets requirements for basic issuance of EMV-compliant and magnet stripe payment cards
Offers integrated support for debit, prepaid debit, preauthorized debit, deferred debit and multifunction cards
Supports multiple accounts per customer and allows users to link all of a customer’s cards and accounts
Manages card and application life cycles for card issuers, application providers and third-party processors on the basis of user-definable business objectives
Provides distinct functions for initial card issuance, including data preparation; card personalization; application parameter management; post-issuance application download; and life-cycle management
Provides cardholders, merchants and financial institutions with a tool to securely authenticate consumers as part of their online shopping experience
Provides financial institutions with a flexible means by which to enroll cardholders in the Verified by Visa program and MasterCard SecureCode™
Generates reports to monitor and manage cardholder enrollment, use and adoption rates
Provides a detailed view of customer card accounts, transaction instruments and transaction activity
Automates procedures to improve efficiency (e.g., financial adjustments, letter generation, reports)
(RISK) Risk management solution combines user-defined rules, powerful neural network technology and automated case management to cost-effectively reduce ATM and debit card fraud losses
Improve service to customers and merchants
Reduce costs and risk associated with credit card portfolio management
Effectively manage debit cards with smart card technology
Manage workflow and improve productivity
Reduces risks associated with online purchases, including chargeback losses
Promotes a positive, secure shopping experience for consumers
Support EMV today and into the future
Limits an organization’s exposure from lost/stolen card fraud as well as counterfeit, card-not-present and account takeover fraud activity stemming from phishing attacks, malware and data breaches that may compromise debit card data and/or PINs.
