ACI Worldwide - Solutions - Risk Management

As an acquirers’ merchant base expands, both in size and geography, it becomes more exposed to merchant fraud. ACI provides a proven merchant fraud monitoring solution that detects unusual merchant activity as well as abnormal transaction activity at the cardholder level – helping acquirers limit their exposure from merchant fraud.

Provides early warning of suspicious merchant account activity through powerful and accurate neural network models
Attacks established and new merchant fraud schemes using rules-based strategies that match merchant account activity against a set of user-defined conditions based on profiles of suspicious behavior
Improves analysts’ efficiency and performance with an easy-to-use graphical user interface (GUI) that automates fraud control and case management workflow
Maintains the accuracy of the custom model in detecting new merchant fraud schemes through in-the-field model updates

Reduces the liability of risk to institutions by providing state-of-the-art, comprehensive merchant fraud detection
Provides valuable management information by capturing and maintaining statistical data on queue status for both reviewer and model performance
Limits the potential impact to existing systems and resources by using an open architecture that is designed to operate with existing authorization systems

ACI in the News

Online budgeting tools may not protect against fraud.

telegraph.co.uk

May, 2010.

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Fraud Case Studies