ACI Worldwide - Solutions - Merchant Payments

Prepaid and gift cards continue to grow in prominence and retailers still enjoy market dominance. A prepaid program is an essential element for retailers to drive new sales and manage costs associated with electronic payments.

Supports multi- or one-time use prepaid programs including support of fixed or variable-value payment tenders
Integrated customer management system provides the tools to issue personalized or anonymous payment tenders
Multiple cards can be issued against a single account
Value can be redeemed either in-store or online
Customers can check balance and purchase activity via a telephone or Web-based interface
Order management capabilities allow retailers to sell their prepaid programs in bulk and at a discount to other organizations such as charities
Security controls including PIN-based redemption is included in the solution

Provides retailers with a low cost financial service that can be extended to their customers
Provides flexibility to offer a variety of prepaid programs without incurring additional costs as seen with most outsourcing solutions
Comprehensive security controls are in place to protect the consumer’s privacy and the retailer's brand
Integrated order management system provides retailers with the tools to manage card stock, transfer cards or blocks of cards to another store

ACI Retail Commerce Server

Understand the latest opportunities and challenges that payments are presenting to retailers.

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Learn more about the challenges retailers are facing and how to address them.

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