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Closing the Sale with the Connected Consumer: The Future of Retail Payments

For retailers, the “moment of truth” comes at that exact second in time when the customer gives the clerk money in exchange for merchandise. But retail payment systems are undergoing a quiet revolution. Alternative forms of payment are emerging, offering new flexibility to consumers both inside the store and in new shopping channels, and causing a gradual shift from traditional forms of payment. While some look to consumer acceptance of new payment methods as the bar to measure the potential of such innovations, RSR wanted to uncover the motivations of retailers who ultimately must decide to make these new methods available to customers.

ACI Retail Commerce Server: Rewards Management Solution

From maximizing profits to optimizing the customer purchase experience, the ACI Retail Commerce Server (RCS) offers retailers a solution to create and execute a payment acceptance strategy. Available on multiple operating and hardware platforms, the RCS solution provides payment acceptance switching, rewards and loyalty management, and enhanced loss prevention with refund and check authorization tools. ACI offers advanced protection of customer-sensitive transaction data and positions retailers to achieve PCI compliance.

ACI Retail Commerce Server: ACH Payment Option Solution

The ACI RCS allows retailers to leverage the ACH network to offer customers another
electronic payment choice while reducing electronic payment processing costs.