There is consolidation in the industry resulting in less product innovation being delivered to the market - more and more reliance is being placed on the card brands to deliver innovation. ACI offers a suite of acquiring products that provide the tools to support new payment types and programs, drive new business through loyalty, and protect margins with comprehensive risk management tools.

Merchant Management ACI provides software to acquirers to manage their relationship with retailers and to process all of their customers’ electronic transactions reliably and expediently.		POS Services ACI delivers POS driving solutions for the largest acquirers including a standardized POS message format available from multiple POS manufacturers across industry types.
Switching Services Issuers, acquirers and networks use ACI software to make routing and authorization decisions regardless of transaction type.		EMV ACI leads the market in support of chip and PIN acquiring online or offline with full compliance of the EMV standards.
Disputes, Exceptions & Claims ACI has solutions to help you manage disputes and claims from cardholders, saving both time and money.		ATM Services ACI has solutions that drive 50 percent of the world’s ATM activity and lead innovation from automated key distribution to IFX.
Clearing & Settlement ACI solutions can help reduce costs and centralize daily settlement operations through our enterprise settlement and clearing services.		Risk Management ACI provides a proven merchant fraud monitoring solution for acquirers that detects unusual merchant activity as well as abnormal transaction activity at the cardholder level.