ACI Worldwide - Retail Payments - Issuing

The reduction in counterfeit and skimming fraud that accompanies implementation of chip technology can translate to dramatic cost savings. Nevertheless, the migration to EMV creates the need for transaction processing and card management solutions that can readily support chip technology. ACI offers solutions to help financial institutions implement EMV and remain compliant with EMV standards.

Supports EMV and multicurrency processing
Supports new e-commerce delivery channels, including web-based devices, PDAs and mobile telephones
Enables financial risk management of payment cards through full EMV-compliant scripting
Provides a detailed view of customer card accounts, transaction instruments and transaction activity
Provides an integrated common security and audit logging function
Provides a simple and affordable solution that meets requirements for basic issuance of EMV-compliant payment cards
Performs key management and data preparation services for EMV payment cards

Enhance customer service
Reduce costs and risk
Effectively manage smart cards
Support EMV today and into the future
Reduce fraud losses and consumer disputes achieved with full chip and PIN support
Improve cost effectiveness through support of multiple Hardware Security Modules (HSMs)
Reduce operational impact using scripting to make systemic updates

Market Differentiation

See how easily unique and valuable card products can be defined in ACI Issuer.

Trends

The Future of Retail Banking

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Retail Payments Case Studies