
ACI software manages consumer payments, with a focus on online transactions, including functions such as authentication, authorization, routing, settlement, device driving, fraud detection, card management and smart card-related services.

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Payment Systems of the Next Decade — The Drive to Convergence
Today's electronic payment systems are modeled on the paper-based systems that have been in place for centuries. But pressures from regulators, corporations, consumers and shareholders, as well as the sheer growth in electronic payments, are forcing banks and other payments processors to rethink these payment systems and the technology that drives them.
The Future of Retail Banking
The retail banking industry is under pressure to control and reduce costs. Learn how to effectively utilize new delivery channels to lower costs, attract new customers and maximize returns on existing customers.
Profiting from PCI Compliance
With organisations involved in card payments entering the latest stage on the road to Payment Card Industry (PCI) Data Security Standards compliance, we examine the current state of play and ask how organisations can turn ‘yet another level of compliance’ into a real opportunity that benefits businesses and customers alike.
Worldwide Enterprise Vendor Profiles, Financial Insights
Financial Insights evaluated several providers' ability to deploy enterprise payment systems for financial institutions. Their comparison shows ACI in the strongest position overall based on product competitiveness and ability to execute.
Global Electronic Payments Market Study and Report
Electronic payment transactions total 210 billion annually and will double by the end of the decade. This ACI-sponsored study examines growth rates by payment type and country across a majority of the global economy.