Financial institutions around the world rely on ACI’s solutions and industry knowledge to run their payments systems, comply with mandates and regulations, and implement the latest software.

With a proven track record of over 25 years, ACI Worldwide's experts and class-leading solutions have the real world experience of customer requirements and delivering to the industry.

SEPA The Single Euro Payments Area (SEPA) initiative requires that bank customers receive the same service at the same price for euro credit transfers, card payments and direct debits, irrespective of the EU/EEA country where they reside. The Euro payments operations of banks throughout Europe face real challenges in the coming years to support the opportunities created by SEPA.		Faster Payments Faster Payments processing presents new challenges around fraud and liquidity management, and customer information and payments management in real time. ACI solutions have been used by U.K. FPS members to help implement Faster Payments and connect to the central infrastructure.
SOA A Service Oriented Architecture (SOA) approach to wholesale payments groups functionality around business processes packaging them into reusable services. This approach makes it easier to share IT functions across different payment types and channels. Utilizing SOA can therefore reduce duplication and lead to a more efficient IT environment.		Payment Hub Similarities in the processing requirements of payment transactions are enabling the convergence of payments processing into payment hubs that give a more cost effective way of processing the full range of payments. Payment hubs make it easier to provide consistent customer service and reduce the complexity of connecting to a wide range of back end systems.
Payment Services Directive In November 2009 all banks in the EU and EEA will have to process customer payments according to new laws of the Payment Services Directive. Banks are busy ensuring that their systems are ready and are often finding parts of the PSD that they can not support in the ways that customers would want. ACI have PSD ready solutions for payments processing that can help you leverage the PSD for your business gain.