ACI Money Transfer System

ACI Money Transfer System

ACI Money Transfer System is a global payment processing and risk management system that streamlines high- and low-value payments convergence. It is a multi-bank, multi-branch, multi-currency product that provides continuous processing capabilities, 24 hours a day to maximize straight through processing (STP) rates.

The Money Transfer System interfaces to real time gross settlement (RTGS) central banking systems, messaging systems, net settlement systems, clearing houses, internal systems, and numerous third party banking applications. It is a single-source solution for domestic and international payment processing and messaging. The Money Transfer System also manages the processing and status of any SWIFT or telex message anywhere within a global financial institution. By linking the back-office, front-office, Internet and legacy systems, the solution effectively creates a virtual global entity.

The Money Transfer System provides financial institutions with some of the highest STP rates in the industry today by using a series of features, such as automated account retrieval, real time funds availability checking, processing rules and text-based message routing. Each of these tools makes incremental improvements in the overall STP rates possible.

Download ACI Money Transfer System product brochure

ACI Money Transfer System for SEPA
 

The Single Euro Payments Area (SEPA) initiative envisages the creation of a euro area in which all payments are domestic and where the current differentiation between national and cross-border payments no longer exists. This means that the SEPA project not only aims to improve the efficiency of cross-border payments, it also aims to develop common instruments, standards, procedures and infrastructures in order to foster substantial economies of scale.

ACI Money Transfer System for SEPA is a global payment processing solution that supports processing for transactions under the SEPA Credit Transfer (SCT) and SEPA Direct Debit (SDD) schemes. As the back-office processing engine, MTS for SEPA supports payment capture, enrichment, routing and settlement with support for direct and indirect participants. Various aspects of processing - including format validation, risk and approval, exception processing, and black-list checking - are managed as a set of services in a preconfigured workflow.

Download ACI Money Transfer System for SEPA product brochure

ACI Money Transfer System for Messaging
 

The ACI Money Transfer System for Messaging provides financial institutions around the world with a consolidated solution for internal and external message switching. The Money Transfer System allows financial institutions to route messages — such as letters of credit (LC), foreign exchange and securities — to and from internal systems and to external financial and messaging networks around the world. The solution is a portal to financial communications networks such as SWIFT, messaging networks such as telex, and real time gross settlement (RTGS) systems and file-based automated clearing houses (ACHs) around the world.

Download ACI Money Transfer System for Messaging product brochure

STP Toolkit

The STP Toolkit accomplishes higher STP rates by converting received messages from one format to another dynamically and then creating the required output based on pre-defined message/payment definitions. The STP Toolkit automatically corrects errors in the message and payment instructions, eliminating the need for human intervention and reducing processing delays.

The STP Toolkit is a proven solution that enables institutions to protect investments made within their messaging and payment processing environments by reducing costs and increasing revenue opportunities.

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Contact Us 

Contact us to learn more about the ACI Money Transfer System.