Card issuers and merchant acquirers need to clear and settle transactions with payment schemes in a manner which is compliant with scheme regulations and processes payment files in a timely fashion.
The globalization of the banking industry, the continuing shift from cash to electronic payment and regulatory pressures are placing increasing demands on clearing and settlement operations as volumes grow and payment schemes mandate changes to their regulations.
ACI has more than 35 years of experience in providing solutions to card businesses which enable them to meet these demands.
ACI's dependable, reliable and robust solutions which allow card businesses to grow and to introduce improved efficiency into their operations while remaining compliant with payment scheme rules.
ACI Interchange provides clearing and settlement with the major international payment schemes: Visa, MasterCard, JCB and American Express. ACI is a member of all major scheme vendor programs and through regular mandate releases removes the burden of maintaining payment scheme compliance from card issuers and merchant acquirers.
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ACI Proactive Risk Manager provides the capability to detect and manage potentially fraudulent transactions using pre-defined rules and analytic models.
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BASE24-eps provides online authorization interfaces to the major global payment schemes, again removing the burden of maintaining compliance from merchant acquirers. BASE24-eps also manages POS and ATM networks.
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