Merchant management

The globalization of the banking industry, the continuing shift from cash to electronic payment and increasing regulatory pressures are placing demands on acquiring businesses to compete more effectively in the market and to improve their operational efficiency.

ACI has more than 35 years of experience in providing solutions to merchant acquirers. ACI’s solution set provides acquirers with the capability to implement and manage merchant agreements with a wide range of pricing and settlement options.

ACI's dependable, reliable and robust solutions help acquirers to grow and to introduce improved efficiency into their operations.

 

ACI Acquirer

ACI Acquirer provides merchant management capabilities including account and transaction management, merchant service, billing and settlement. It manages merchant portfolios in different countries and for different acquirers, and has full multi-currency, multi-institution and multi-language capabilities which meet the needs of multi-national merchants. Flexible rules-based merchant agreement definition allows acquirers to set terms and conditions which are attractive and competitive.

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ACI Interchange

ACI Interchange provides clearing and settlement with the major international payment schemes: Visa, MasterCard, JCB and American Express. ACI is a member of all major scheme vendor programs and through regular mandate releases removes the burden of maintaining payment scheme compliance from merchant acquirers.

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ACI Proactive Risk Manager

ACI Proactive Risk Manager provides the capability to detect and manage potentially fraudulent transactions using pre-defined rules and analytic models.

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BASE24-eps

BASE24-eps provides online authorization interfaces to the major global payment schemes, again removing the burden of maintaining compliance from merchant acquirers. BASE24-eps also manages POS and ATM networks.

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