Accelerating consolidation

ACI Worldwide customers are accelerating the consolidation of their payments systems as a strategy to better manage their business results through important market dynamics such as:

Cross border competition and the need to differentiate with new services
Regulations issued as a result of the recent financial industry crisis
Focus on payments as a strategic component of enhancing customer loyalty
Combating fraudulent payments in retail and wholesale banking

Leading banks and processors are looking at payments less as a utility and more strategically as a mechanism to gain competitive advantage. This advantage comes from their ability to be responsive to both innovation possibilities as well as to mandated system changes.

ACI Worldwide is capable of helping banks and processors achieve this leadership position. Banks and processors can no longer afford the complexity of managing and enhancing needlessly complex systems. Silos drive complexity and are a legacy of consolidation in the industry. Complexity drives untenable cost in managing upgrades and compatibility of point solutions. ACI is able to drive "9 figure" cost savings for customers through broad efficiency gains across all payment types.

BASE24-eps and ACI Money Transfer System allow customers to remove silos and gain efficiency across both retail and wholesale payments.

ACI Proactive Risk Manager can perform real time risk management so fraud checks can be used as part of the authorization decision reducing the customer impact of finding fraud after the event.

ACI Worldwide can support your growth into new countries with support for many national, regional and international schemes and networks. ACI's product support ensures these modules are maintained so customers remain current with mandates at all times.

35 years of global payment expertise allows ACI Worldwide to support technology waves as they roll out at different times in different parts of the world.

At ACI Worldwide we ensure our customers are able to make their payment systems a strategic part of their business. We focus on keeping ACI customers ahead of the compliance and security pressures they face. Building on this foundation we help our customers achieve their most competitive differentiation through focus on responsiveness to creation of new services for their clients as well as using payments as a method to tighten the relationship with clients and gain greater loyalty.