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We Make Possibilities Happen

ACI’s payments-grade Universal Payments (UP) portfolio of solutions enables banks, intermediaries, merchants and corporates to leverage the opportunities in today’s real-time, any-to-any ecosystem. UP gives you the power to innovate and thrive amid today’s unprecedented digital disruption.

UP solutions combine payment capabilities in new and different ways while delivering the performance, security and scalability needed to succeed today – and tomorrow. With UP, your payment possibilities are unlimited.

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ACI powers electronic payments for more than 5,100 organizations around the world. More than 1,000 of the largest financial institutions and intermediaries, as well as thousands of leading merchants globally rely on ACI.


In Payments and Securities Transactions Daily


Of the World's 20 Largest Banks


Of the Leading Global Retailers


Founded: 1975

Publicly traded: ACIW (Nasdaq)

Revenue: $1.024 Billion

Employees: 4,100+

More Facts and Figures


We have more than 40 years of payments expertise and customers in 80+ countries including:
  • 18 of the top 20 banks worldwide
  • 300+ leading retailers globally
  • 3,600+ organizations utilizing our electronic bill payment solutions
  • 1,500+ banks, financial intermediaries and merchants preventing fraud with our solutions.



Our broad and integrated suite of electronic payment software solutions enables payment processing for:
  • $14+ trillion in payments and securities transactions each day
  • 150+ billion consumer transactions each year
  • $129 billion in dollar volume for UP Bill Payment™

RETAIL PAYMENTS – A comprehensive consumer payment solutions ranging from core payment engines to back-office support that enable banks and financial intermediaries.

REAL-TIME PAYMENTS – Supports low- and high-value, real-time payment processing for banks and financial intermediaries globally, ensuring multi-bank, multi-currency and 24x7 payment processing capabilities.

MERCHANT PAYMENTS – A vendor-agnostic, flexible and secure omni-channel payments environment through an integration of Postilion, ACI ReD Shield and ACI PAY.ON Payments Gateway.

BILL PAYMENT – Enables corporate customers to electronically present bills and collect payments from consumers through a single, integrated platform that powers the entire bill payments operation.

PAYMENTS INTELLIGENCE – Deliver robust fraud prevention and detection capabilities to bank, financial intermediary, merchant, and corporate customers.

DIGITAL CHANNELS – offers banks advanced cash management capabilities in a multi-tenant, cloud-based platform.



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  • Corporate & Americas: Suite 300, 3520 Kraft Road, Naples, FL 34105
  • Europe, Middle East, Africa: Kilmurry Business Centre, National Technology Park, Castletroy, Limerick V94 RX49, Ireland
  • Asia Pacific: 300 Beach Road, #21-03/06 The Concourse, Singapore 199555